Merchant MCC Guide

Kirin Factory Tour MCC & rewards

Reported MCC 5964 · Direct Marketing - Catalog Merchant

Japan · Online
Last updated: 3 Oct 2026

Compare cards for MCC 5964

Review rates, payment-mode rules and caps before choosing.

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What is Kirin Factory Tour's MCC Code?

Kirin Factory Tour uses MCC 5964 (Direct Marketing - Catalog Merchant). This Merchant Category Code is used by credit card networks to classify transactions at Kirin Factory Tour.

When you use your credit card at Kirin Factory Tour, the transaction is tagged with MCC 5964. Your credit card issuer uses this code to determine what rewards you earn—whether it's bonus miles, cashback, or base points.


Best Credit Cards for Kirin Factory Tour

HSBC Revolution

4 MPD

Included in whitelist

Cap: Cap at $1,000 a month

UOB Preferred Platinum Visa

4 MPD

Included in whitelist and not excluded

Cap: Cap at $600 a month per spend type

Citibank Rewards MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only - excludes travel-related MCCs (3000-3999 range)

Woman's World MasterCard

4 MPD

Not excluded

Cap: Cap at $1,000 a month
Note: Online spend only

UOB Visa Signature

4 MPD

Not excluded

Cap: Must spend between $1,000 to $1,200 via contactless and $1,000 to $1,200 for FCY
Note: On Site: Local contactless spend between $1,000-$1,200 | FCY: Foreign currency transactions between $1,000-$1,200

Cards That Don't Earn Bonus

These cards earn base rewards (1 MPD) at Kirin Factory Tour:

✗OCBC Rewards
✗UOB Lady's Card
✗UOB Lady's Solitaire
✗UOB KrisFlyer
✗Maybank XL Rewards

Tips for Maximizing Rewards at Kirin Factory Tour

  • Use the card with the highest bonus rate for MCC 5964
  • Track monthly caps to avoid missing out on bonus rewards
  • Check if mobile wallet vs direct payment affects your rewards rate
  • Verify the MCC before making large purchases to ensure bonus eligibility
  • Consider having multiple cards to maximize rewards across different spending categories


Related Resources

Frequently Asked Questions

What MCC code does Kirin Factory Tour use?

Kirin Factory Tour uses MCC 5964 (Direct Marketing - Catalog Merchant). This code classifies the merchant as a direct marketing - catalog merchant business.

Which credit cards earn rewards at Kirin Factory Tour?

5 credit cards earn bonus rewards at Kirin Factory Tour: HSBC Revolution, UOB Preferred Platinum Visa, Citibank Rewards MasterCard, Woman's World MasterCard, UOB Visa Signature.

What should I check before choosing a card for Kirin Factory Tour?

Compare the reward rate, monthly caps, minimum spend and payment-mode conditions. The issuer's terms determine the final reward for a transaction.

How do I verify Kirin Factory Tour's MCC code?

Use CheckMCC's merchant lookup tool to verify Kirin Factory Tour's MCC code before making large purchases. MCC codes can change, so it's always good to double-check.

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